As NPCs, anyone can use them, but they can be adopted, sure.
Unmarried staff (and even married staff, depending on circumstances) sleep in the servant quarters (attic rooms or a private section) in the club, so they're receiving room and board along with a salary. This makes them immediately available should one of the members staying overnight needs help, as well as allowing them to start early to prepare the club for the members' arrivals.
And by offering this little ragamuffin a job at the club, they're giving them free room and board, decent clothes to wear (even if it's just a uniform), job training and experience, and a way to pay back for the vase that the broke, by deducting a little from their wages each week. Really, they're helping Luna out with this.
Of course, they didn't realize she was a woman when they made the offer.
The reason gentlemen's clubs were male only is the upper class men spent a lot of their life in boarding schools and the military, so they're more comfortable being among men. It's what they're used to. Being in a female household for the first time since they were children is like stepping onto the Mars surface, so the clubs were their escape. And all the staff is male, often former military like the Sergeant Major, recommended by a senior officer who's a club member.
Should the club board become aware that their sanctuary has been invaded by a woman, they're likely to fire her on the spot and demand full payment for the vase - and since she can't at present, it's off to debtors' prison for her - or worse.
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Dollhouse seems best.
You might like this Skyfall AMV for Read or Die.
here's a thought. What if samizdat (self published books) were called penny dreadfuls? These were cheap books and magazines that told lurid tales in the Victorian era - but if education and publishing is curtailed, then that's samizdat.
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